Building Wealth the Smart Way — Pei Chen from Networthy on Creating Six Figures of Passive Income
Pei Chen of Networthy interviewed by the Cashflow Chronicles

Exciting news! Networthy Co-Founder Pei Chen joined podcast host Shawn King to share how she and her husband, Mike Kwong, turned their monthly cashflow as public school teachers into a six-figure passive income portfolio in less than five years — powered by Velocity Banking, Income Stacking, and Infinite Banking.
What You’ll Learn
- In this powerful conversation, Pei breaks down:
- How Velocity Banking helps eliminate debt faster using simple-interest credit lines.
- Why Infinite Banking provides liquidity and control through a Whole Life policy.
- How Income Stacking builds multiple cash-flow streams to grow wealth faster.
- The difference between bad debt and strategic leverage.
- How families can reach financial freedom in 5–7 years.
Pei’s Wealth-Building Philosophy
Pei shares how combining Velocity Banking and Infinite Banking creates a sustainable, tax-advantaged system for building wealth. Her approach focuses on using money efficiently — keeping control within the family instead of the banks.
As Co-Founder of Networthy, Pei also discusses how the company helps members grow passive income through short-term amortized-note investments, empowering individuals to leverage money responsibly and achieve long-term financial independence.
Watch the Full Podcast
Don’t miss this inspiring episode on how to take control of your finances and start building your own six-figure passive income stream.
Watch now: https://youtu.be/Vue9YPp9JY0?si=JbVKDqkLL9PM0E8l









